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Katrinia L. McGuire
RMLO NMLS 240211
c: (281) 723-9733
o: (281) 993-5200
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105 Hunters Lane, Suite 106
Friendswood, TX 77546
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Premier Nationwide Lending Pursues Opportunities As Regulations Increase

11/04/2013

Flower Mound, Texas – As regulations continue to grow, further limiting lending practices, the mortgage industry is experiencing a retreat by lenders from wholesale channels. This decrease in wholesale providers is putting mortgage brokers in a bind as they scramble to identify lenders still servicing this area of their business. And though some major banks have exited stage right, other mortgage lenders are seeing the highly regulated market as an opportunity to grow and assist customers through what can be an intimidating process.

One such mortgage lender, Premier Nationwide Lending (PNL), continues to expand and commit resources to the wholesale mortgage broker channel of origination. “We are now working with mortgage brokers in 23 states, with several more pending. In addition, we have recently hired several new account executives and are aggressively seeking more,” says Southern Regional Manager, Shane Campbell.

With the recent withdrawal of several major banks from the wholesale channel, including Suntrust, Everbank, and Wells Fargo, mortgage brokers have become uneasy and uncertain about their future. “There is no question that the new regulations, such as QM, have put fear into many in the industry. While others may be shying away from wholesale, PNL sees opportunity,” stated Corey Kirkpatrick, PNL Divisional VP - Production.

“One of our major focuses right now is to educate mortgage professionals on the new regulations without any spin. We have been holding forums across the country talking about QM, QRM, disparate impact and more, to make sure people know the truth about the regulations and not give in to the fear mongering taking place. We want to make sure small business owners know that they have options,” added Mr. Kirkpatrick.

PNL feels that mortgage brokers serve a vital role in a stable housing environment, particularly on the service side. And with many consumers still wanting to live the American dream of home ownership, PNL is focused on putting families into homes.

In 2012 80% of the $2b PNL funded was for purchases, a notable stat when considering the recent decrease in wholesale origination providers. “Our purchase vs. refinance statistics tells me, that while many of the larger banks were focused on refinancing consumers, PNL’s customers were driven by purchase volume and were using a wholesale partner they knew could get the loan closed in a short amount of time,” stated Erin Leck, Northern Regional Manager. “Our conscious commitment to our loyal business partners has helped, and continues to, put thousands of families in homes.”

PNL feels that with their commitment to service and their ability to be more than a partner to mortgage professionals, they will capitalize on this opportunity and continue to demonstrate to those within the industry that they will be there, time and time again, regardless of conditions in the marketplace.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

Originally I wanted to be a nurse; after all, isn’t that the dream of most little girls? I really wanted to help people and thought this would be the best way. I was first exposed to the mortgage industry as a clerk – working toward my nursing goal behind the scenes. I rapidly became enamored with how crucial the mortgage service industry is in the lives of people, helping them in a very surreal way – with their finances! Nursing slowly took a backseat as I realized the hands-on learning I was experiencing as a loan clerk could be put to immediate use in the lives of folks who desired to find a safe place for their family to call home.

I have now been a part of the mortgage lending industry for over 23 years. I do not regret my decision one bit. I moved from loan clerk to loan processor very quickly, surpassing all branch volume expectations and was recognized as Top Processing Supervisor.

Being so enthusiastic with lending; I began originating loans and endeavored in my personal production goals. I feel I have a unique passion for people and their desire for security and homeownership. You see for me, it doesn’t stop at simply the client buying a home. I look at the entire family financial picture, analyze their objectives and ensure that this new mortgage payment and all that comes with it will provide peace of mind & confidence for the future. Because in the end, a beautiful home is no fun on a Friday night if all you can do for dinner is eat PB&J while staring at the same television screen!

“It is really all about the client and their family. By removing myself from the equation, I am able to focus on their objectives; not merely for the home itself but for their overall financial goals. This is crucial if I hope to earn trust that deserves loyalty! It is more than just a house; it is their home and family’s very own place of security”.

This is how I developed a truism that I take deeply to heart - “It’s Your Home. It’s My Reputation. I CARE about Both!”

I am honored to say that my efforts & dedication to the right things have paid off. I was rated the top 1% of Mortgage Professionals in the State of Texas by Texas Monthly Magazine four years running – 2011, 12, 13, & now in 2014. I take this tribute seriously and am blessed by the recognition!

I am committed to providing my clients with the highest quality home loans combined with great interest rates and sensible closing costs. No matter where in Texas you desire to call home – be it Clear Lake, League City, Friendswood, Deer Park, Pasadena, Pearland or anywhere in this Great State – I am ready to help ease your concerns and provide you with the honest answers and education you need to make the best decision for your family!


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Randy & Sharron M.

I really want to thank you so much for the time you spent talking with me and helping me understand the process. Please rest assured that when I do purchase a home, I will be coming back to you. It is obvious that you take pride in your work and treat everyone with unparalleled professionalism. It was a pleasure to work with you.

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Johnny and I would like to thank you for all cards and e-mails you send. We love our new home and we couldn’t have gotten in it without you. Of all the things I am thankful for, your help is one of them!

Leslie & Johnny J.

We just received our mail key today and found your cards that you sent. Thank you again for such a wonderful job done! In fact, my Realtor told me that he could use someone like you in this market with how easy you made the process. Your commitment and dedication to your craft go above and beyond and I, along with Jenny, thank you from the bottom of our hearts. I look forward to the continued relationship and will always recommend you at any time possible.

Jeff, Jenny and Family

Thank you for going the extra mile for us! We appreciate you!

Jeff & Stefanie W.

Thank you Juli Morman and Katrinia McGuire for helping us become proud owners of our beautiful new home! We love it! You two ladies make an amazing team!

Javier & Jennifer G.

Heeeeeeyyyyyy.... Have I told you, you are the best at what you do???? You rock at your job sister! We are so very grateful for your dedication to us! You are passionate about helping people! Thank you!!! #bestlenderever, #mustusethislady, #makesyourdreamscometrue

George & Tiffany N.

It has been my pleasure to know and work with Katrinia over the past ten years in the title business. I’ve become very close to her as a friend and highly respect her as a colleague as well. She is a person of very high integrity and truly cares about people. Purchasing a home is a very exciting and yet stressful time for homebuyers. Because she cares……she is able to relate to the circumstances and lives of her clients and fulfill their needs as their lender. As an Escrow Officer with South Land Title Company, I am always thrilled to have the opportunity to work with Katrinia in our joint effort to close on the purchase of our clients’ homes. This is because I know that she is very knowledgeable in the lending industry and provides excellent customer service. Giving Katrinia any referrals in the past has been extremely comfortable for me because over a period of ten years I have consistently witnessed the compatibility between her and her clients and the true happiness and satisfaction that she provides them.

Pamela P., Escrow Officer - South Land Title Company

Katrina, thanks so much for not wanting to tear your hair out before you got through with this. You were great and never wavered from your goal of closing this property. We sincerely appreciate your diligence in completing this transaction with a satisfactory conclusion. Thank you again,



Becky B.
 - Century 21 Paramount

Thank you for helping us purchase the PERFECT home! We love it and couldn’t have done it without your hard work. You are a true blessing and we appreciate you! Have a very Merry Christmas!

Evelyn & Joe

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The Buentello family

Just so you know – you made a difference! Thank you again for everything you did to get us into our wonderful home!

Eric & Joanna

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